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HHS Challenges Health Insurer Rate Increases

September 18, 2010 By

HHS Secretary Kathleen Sebelius threatens that insurers seeking “unjustified” increases could be shut out of the health insurance exchanges in 2014.

U.S. Health and Human Services Secretary Kathleen Sebelius is calling on health insurers to cease “misinformation and unjustified rate increases” that blame provisions of the Affordable Care Act for rising 2011 premiums.

In a Sept. 9 letter to Karen Ignagni, president and CEO of America’s Health Insurance Plans, Sebelius said she wanted “AHIP’s members to be put on notice: the Administration, in partnership with states, will not tolerate unjustified rate hikes in the name of consumer protections.” [Read more...]

Filed Under: Business & Economy Tagged With: ,

Dangers of Leaving Children Alone in Cars

August 5, 2010 By

As children played on a nearby swing set, parents listened to community leaders at the Mercy Child Development Center about the dangers of leaving their children alone in cars during the hot summer months.

“What people need to know is that the heat will rise inside the car to a deadly level in a very short time and children can loose their lives if they are left in cars,” said Elena Acosta of Child Protective Services.

Organizers used thermometers to demonstrate how hot it can get inside a car. At the start of the demonstration the thermometer read 85 degrees inside the car, but within 15 minutes, the temperature soared to 115 degrees.

“The heat is deadly to their little bodies and these are child deaths that are totally preventable,” Acosta said. [Read more...]

Filed Under: Education, Society & Culture Tagged With:

Feel Safe & Secure

June 29, 2010 By

An estimated 8 million households now own an RV, and with the current economy giving the squeeze to the family budget, RV travel remains an affordable option. Even considering higher fuel prices, more than 80% of owners claim their RV vacations cost less than other forms of travel. The lure of the open road had the latest and greatest in new recreation vehicles, including gas and diesel motor homes. And buying recreational vehicle coverage should be easy, whether you shop for rv insurance online, or by calling a Good Sam recreational vehicle insurance expert directly.

Well, we all know that almost everyone loved the freedom of having all the conveniences of home right with you, onboard refrigerator and stove, bed, dining table, closets and bathroom. And when you wanted to have lunch, all you have to do is pull off the road and picnic. There was something for everyone, whether your tastes tend toward luxury on wheels, or a simple sleeping arrangement for your rendezvous with nature, but what count most is that you feel safe and secure with rv insurance.

Filed Under: Travel Tagged With: ,

Protect Your Electronic Devices

June 25, 2010 By

You know that electronics are very sensitive when it comes to contaminants, but let’s face it; stuff happens. We live in an era of disposable technology, where a new laptop or mobile phone made people a target of would-be thieves. Say, you left your phone lying in the towel and when you picked it up, you flipped it into the water. Or you knock your cell phone out of your car and the heavy tire consumes your device in its entirety. For a lot of folks, the answer to this ever growing issue lies in the trust of iphone warranty, but what about those phones that do not have their own insurance policy? Well, you no longer need to worry as insurance for iphone and laptop is now available, and you can be sure that your electronic devices are protected by the best insurance policy around.

Filed Under: Technology Tagged With: ,

One That Really Works For You

April 8, 2010 By

Over the last six months period, the national home insurance average rate actually went up by as much as 1.4%. Well, when you buy a house you buy a lot of things a homeowner’s policy doesn’t cover, like the land it sits on, the landscaping, foundations, and driveways and sidewalks.  The market value of your home should never be a basis for determining the home insurance values, although it would be nice to save the money in premiums. The market value of your home is influenced by many factors including proximity to schools and the actual value of the land.

Nonetheless, anybody who owns a home is really a wise-investment for any individual might have possessed. And so in line with such, a home insurance quotes that is not only reliable and dependable, but one that really works for you is necessary to have all those things in its right perspective. This is really important especially on how to secure their property in the event of some unforeseen catastrophe. After all, and at the end of the day, saving on their homeowners insurance while being properly covered is where everyone wants to be.

Filed Under: Business & Economy Tagged With:

Research & Discover

February 18, 2010 By

You might be thinking that having your home and auto insurance with the same company would certainly save you money, but it might actually be costing you more. Do your research and discover that having separate policies will be cheaper, as competition in the car insurance business is getting intense these days. Blame it on the prevalence of many insurance companies offering all types of low cost car insurance bargains available in the market today. And when you’re buying a new car, don’t just look at the type of sound system or probably the color of the paint it has. Instead, compare all the features and specifications, ultimately having the choice you most need. After all, you are your own best advocate and you need to be sure you know exactly what you are getting yourself into.

Filed Under: Business & Economy Tagged With: ,

Estate Planning Is Essential

December 30, 2009 By

whole life insurance_At a time when individuals have more personal responsibility for their financial future, the needs for financial advice and products that will help them prepare for retirement, succession and estate planning is essential. Generally speaking, there are two types of life insurance policies for individuals. Both term life and whole life policies can be used by the insured / policyholder to protect loved ones when the insured dies. And as you age, and your financial life improves, whole life should be part of your financial plan. Or if you can already afford it make whole life insurance a member of your family. The whole life insurance policy has recently played an increasingly important role in individual retirement planning for working classes, and in it you can be sure you are getting fast and accurate information without bias.

Filed Under: Home & Family Tagged With: ,