HHS Challenges Health Insurer Rate Increases

HHS Secretary Kathleen Sebelius threatens that insurers seeking “unjustified” increases could be shut out of the health insurance exchanges in 2014.

U.S. Health and Human Services Secretary Kathleen Sebelius is calling on health insurers to cease “misinformation and unjustified rate increases” that blame provisions of the Affordable Care Act for rising 2011 premiums.

In a Sept. 9 letter to Karen Ignagni, president and CEO of America’s Health Insurance Plans, Sebelius said she wanted “AHIP’s members to be put on notice: the Administration, in partnership with states, will not tolerate unjustified rate hikes in the name of consumer protections.” [Read more...]

Dangers of Leaving Children Alone in Cars

As children played on a nearby swing set, parents listened to community leaders at the Mercy Child Development Center about the dangers of leaving their children alone in cars during the hot summer months.

“What people need to know is that the heat will rise inside the car to a deadly level in a very short time and children can loose their lives if they are left in cars,” said Elena Acosta of Child Protective Services.

Organizers used thermometers to demonstrate how hot it can get inside a car. At the start of the demonstration the thermometer read 85 degrees inside the car, but within 15 minutes, the temperature soared to 115 degrees.

“The heat is deadly to their little bodies and these are child deaths that are totally preventable,” Acosta said. [Read more...]

Feel Safe & Secure

An estimated 8 million households now own an RV, and with the current economy giving the squeeze to the family budget, RV travel remains an affordable option. Even considering higher fuel prices, more than 80% of owners claim their RV vacations cost less than other forms of travel. The lure of the open road had the latest and greatest in new recreation vehicles, including gas and diesel motor homes. And buying recreational vehicle coverage should be easy, whether you shop for rv insurance online, or by calling a Good Sam recreational vehicle insurance expert directly.

Well, we all know that almost everyone loved the freedom of having all the conveniences of home right with you, onboard refrigerator and stove, bed, dining table, closets and bathroom. And when you wanted to have lunch, all you have to do is pull off the road and picnic. There was something for everyone, whether your tastes tend toward luxury on wheels, or a simple sleeping arrangement for your rendezvous with nature, but what count most is that you feel safe and secure with rv insurance.

Protect Your Electronic Devices

You know that electronics are very sensitive when it comes to contaminants, but let’s face it; stuff happens. We live in an era of disposable technology, where a new laptop or mobile phone made people a target of would-be thieves. Say, you left your phone lying in the towel and when you picked it up, you flipped it into the water. Or you knock your cell phone out of your car and the heavy tire consumes your device in its entirety. For a lot of folks, the answer to this ever growing issue lies in the trust of iphone warranty, but what about those phones that do not have their own insurance policy? Well, you no longer need to worry as insurance for iphone and laptop is now available, and you can be sure that your electronic devices are protected by the best insurance policy around.

Don’t Cut Value, Just Cost

Let’s face it; finances and how to deal with certain issues regarding things like insurance are part of the frugal living factor.  For who wouldn’t want to save money in any area of life that they can? Well, if you can cut your costs of insurance way down, wouldn’t you do it? With that in mind, if you are cutting corners, don’t cut value, just cost.  Insurance is a very important part of our current financial needs so if you can save money on your portfolio, then why not? Well, with a number of Web sites on the market today offering different insurance quote, researching rates and discovering the best policy is not as challenging as you may think; so don’t make the search for auto insurance quotes or other coverage’s difficult.

One That Really Works For You

Over the last six months period, the national home insurance average rate actually went up by as much as 1.4%. Well, when you buy a house you buy a lot of things a homeowner’s policy doesn’t cover, like the land it sits on, the landscaping, foundations, and driveways and sidewalks.  The market value of your home should never be a basis for determining the home insurance values, although it would be nice to save the money in premiums. The market value of your home is influenced by many factors including proximity to schools and the actual value of the land.

Nonetheless, anybody who owns a home is really a wise-investment for any individual might have possessed. And so in line with such, a home insurance quotes that is not only reliable and dependable, but one that really works for you is necessary to have all those things in its right perspective. This is really important especially on how to secure their property in the event of some unforeseen catastrophe. After all, and at the end of the day, saving on their homeowners insurance while being properly covered is where everyone wants to be.

Spend Less Time & Get Better Results

With the advent of today’s technology, information gathering has become a relatively easy task for anybody. You can get on the net and get multiple quotes from different insurance companies. You must be thinking, why you should get multiple quotes for a cheap auto insurance, when you can do it with lesser work. Some people feel that comparing a number of options and selecting one from them would be good enough.

Well, it’s really advantageous because when you contact one insurance provider you’ll just get one rate and you need to repeat this process number of times to make a fruitful comparison. But doing it online is quite easy while you only spend less time and get better results, which in turn helps you locate a provider who will assists and give you better quotes.